100% Digital KYC — Secure & Instant
Creditu's Digital KYC eliminates paperwork, branch visits, and manual verification. Complete your entire identity verification in under 90 seconds — all from your smartphone.
What is Digital KYC?
KYC (Know Your Customer) is a mandatory verification process required by the Reserve Bank of India (RBI) for all financial services. Digital KYC replaces the traditional paper-based process with a fully online, AI-powered verification system.
At Creditu, we use advanced technologies including OCR (Optical Character Recognition), biometric face matching, liveness detection, and real-time database verification to complete your KYC in under 90 seconds — all from the comfort of your home. Our Video KYC uses advanced AI-powered verification technology trusted across India.
KYC Verification Steps
7 automated checks — all completed digitally within seconds.
Mobile OTP Verification
Verify your identity instantly with a one-time password sent to your registered mobile number. No passwords, no delays.
PAN Card Verification
Our OCR-powered system reads and validates your PAN card in seconds — extracting name, date of birth, and PAN number automatically.
Aadhaar e-KYC
Complete paperless identity and address verification through UIDAI-authorized Aadhaar e-KYC. No physical documents needed.
Video KYC & Face Match
AI-powered facial recognition with liveness detection ensures the applicant is a real person and matches the submitted documents.
Bank Account Verification
Instant penny drop verification confirms your bank account ownership and enables direct disbursement of approved funds.
Credit Bureau & Income Check
Real-time CIBIL score retrieval and income assessment to determine your repayment capacity and eligible loan offers.
AML & Compliance Screening
Anti-Money Laundering (AML) checks against global watchlists and regulatory databases to ensure safe, compliant lending.
Why Digital KYC?
Faster, safer, and completely paperless.
Security & Compliance
Your data is protected with military-grade security standards.
Verify Your Identity in Seconds
No paperwork. No branch visits. Just a quick, secure digital verification and you're ready to access credit.
Disclaimer: Creditu's Digital KYC follows all RBI guidelines for e-KYC and Video KYC. Your personal data is encrypted and processed only for verification purposes as per our privacy policy.